Terms and Conditions

Last updated: September 23, 2026

These Terms and Conditions govern your use of the Bruna Financial Services website and online forms. By using this website or submitting a form, you agree to these terms.

Insurance information only

The website provides general information about life insurance topics and lets visitors request a conversation with a licensed insurance agent. Website content is not a quote, offer, recommendation, application approval, tax advice, legal advice, or financial planning advice.

Licensed agent conversations

Only properly licensed agents may sell, solicit, recommend, or negotiate insurance. Product availability, eligibility, premiums, underwriting, policy approval, and benefits depend on the state, carrier, product, applicant information, and carrier requirements. No coverage is in force unless and until an application is approved by the carrier and all requirements are satisfied.

No guarantees

We do not guarantee approval, price, savings, cash value, investment performance, tax results, or availability of any product. Any examples on the website are general and should be confirmed with a licensed agent and carrier-approved materials.

Your responsibilities

You agree to provide accurate information, submit forms only for yourself or with authorization, use the website lawfully, and avoid interfering with the security or operation of the website.

Calls and text messages

If you submit a form and provide consent, we and our authorized representatives may contact you about your life insurance request using the contact information you provide. Consent is not a condition of purchase. Message and data rates may apply. Reply STOP to text messages to opt out.

Third-party services and links

The website may use or link to third-party services, including analytics, advertising, communication, scheduling, hosting, or carrier-related services. We are not responsible for third-party websites or their practices.

Privacy

Use of this website is also governed by our Privacy Policy.

Limitation of liability

To the fullest extent permitted by law, Bruna Financial Services is not liable for indirect, incidental, consequential, special, or punitive damages arising from your use of the website. Nothing in these terms limits rights that cannot be limited under applicable law.

Changes

We may update these Terms and Conditions from time to time. Continued use of the website after updates means you accept the updated terms.

Contact

Questions may be sent to contact@brunafinancialservices.com.